Total Loss Excess Reducer – Theft/Hijack/Write-off
Total Loss Excess Reducer – Theft/Hijack/Write-off (HCVs, Trailers, Buses, LDVs and Special Types – Plant all risk and farming equipment) This cover is in the event that the insured vehicle is stolen or hijacked or written off as a total loss by the underlying insurer. This reduces the total loss (incl. theft/hijack) excess on a [...] Read MoreOwn Damage Excess Reducer (Commercial)
Own Damage Excess Reducer (HCVs, Trailers, Buses and Special Types - Plant all risk and farming equipment) This cover reduces the client’s accidental damage excess on his comprehensive insurance. Own Damage Excess Reducer provides client with a variety of fixed and variable inner excess options. The client also has a claim if the claim amount [...] Read MoreOwn Damage Excess Reducer (LDVs)
Own Damage Excess Reducer (LDVs) This cover reduces the client’s accidental damage excess on his comprehensive insurance. Own Damage Excess Reducer provides client with a variety of fixed and variable inner excess options. The client also has a claim if the claim amount is within underlying insurance company excess.
Read MorePenalty Own Damage Excess Reducer
Penalty Own Damage Excess Reducer (HCVs, LDVs and Trailers) This cover reduces the various own damage penalty excesses of the underlying insurer that is in addition to the basic excesses. Read MoreThird Party Excess Reducer – Section II
Third Party Excess Reducer – Section II (HCVs, Trailers, Buses, LDVs and Special Types – Plant all risk and farming equipment) This product covers the client’s section II liability excess if called upon. A number of insurers are asking their clients to pay a section II excess before they proceed with third party claims. Read MoreLoss of Use
Loss of Use (HCVs, Trailers, Buses, LDVs and Special Types – Plant all risk and farming equipment) This section insures you for the loss of use of your Commercial Vehicle following an insured event that results in Own Damage, Theft or Hijack or Total Loss. If being repaired, only whilst the insured vehicle is in the [...] Read MoreCredit Shortfall
Credit Shortfall (HCVs, Trailers, Buses, LDVs, PMVs, Motorcycles and Special Types – Plant all risk and farming equipment) Credit shortfall insurance settles any shortfall owed to the Financier under a current instalment sale or lease agreement. A legally enforceable Credit Agreement as defined in the the National Credit Act 34 of 2005 as amended, entered into by The [...] Read MoreHazardous Chemical Pollution Liability Excess Reducer
Hazardous Chemical Pollution Liability Excess Reducer (HCVs) This cover reduces the Hazardous Chemical Pollution Liability excess .This cover is only available if the Hazardous Goods Transported are insured with an underlying Insurance Company for Pollution Liability and the said liability exceeds the limits stated in our policy. Read MoreTow Fee Top-up
Tow Fee Top-up (HCVs, LDV's, Trailers and Buses) In the event of a loss the underwriters will pay the benefit related to the costs incurred by the insured in the recovery of the insured vehicle following an insured event but not exceeding R50,000. This covers the costs of recovery and towing to repatriate the insured vehicle(s) [...] Read More- 1
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